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Customer Journey

The LipaLater API provides a means to retrieve the credit limit for already exisiting LipaLater customers. The process is as highligted below.

LipaLater Checkout User Journey​

  1. Prompt the customer to provide their mobile number or id number and make a request to /open/op/customer/detail. We will use these details to check if the customer exists and return credit limit details.
  2. Get installment plans from /open/op/loans/{member_id}/getInstallmentPlanList
  3. If the customer has a sufficient limit to complete the purchase, make a request to /open/op/order/{memberId}/create providing the cart subtotal and item(s).

New Customer User Journey​

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New customers are required to use LipaLater Platform to signup for credit